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Oh yeah I remember adding my Yubikey to Vanguard as early as 2019! It felt amazingly modern compared to any other bank. I assume this is your or your team’s work. Thank you!

I’ve also had other banks do the same. They provided me with a debit card that supports international transactions but they did not allow logging in from most Asian countries. So I would log in from Asia, be blocked, turn on my VPN and log in from the U.S. to check the balance on my card.



Yeah I was on the team that had yubikey working. It was kind of a pain because we had to support some ancient IE versions and Yubikey basically only worked on Chrome at the time IIRC.

> I’ve also had other banks do the same. They provided me with a debit card that supports international transactions but they did not allow logging in from most Asian countries. So I would log in from Asia, be blocked, turn on my VPN and log in from the U.S. to check the balance on my card.

Yeah it was kind of complicated. We blocked high fraud countries to just get rid of this low level fraud and port scanning. But if someone was actually a customer, then that was fine, it was just assumed they would know how to use a VPN and they're going to get everything verified. There's also some KYC rules that I am not too familiar with that it just became considered okay at that point.


I always thought Vanguard was behind the curve on these types of things. They don't even have support for TOTP from an authenticator, do they?

Separately, I couldn't even log onto their system this week from my desktop browser because of some bug. (Accessing from the US). It didn't recognize my username or password, let me change my password, then said it didn't recognize the new password.




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